Online Payment Policy

This document is an electronic record in terms of the Information Technology Act, 2000 (As Amended by Information Technology (Amendment) Act 2008) hereafter referred to as ITAA 2008 and is published in accordance with the provisions of Rule 3(1) of the Information Technology (Intermediaries Guidelines) Rules 2011 that require publishing of the rules and regulations, privacy policy and user agreement for access or usage of www.vipanci.com website.

This electronic record is generated by a computer system and does not require any physical or digital signatures.

Vipanci Charitable Trust (hereafter referred to as 'The Trust') has its registered office at 20, Kasturi Buildings, Jamshedji Tata Road, Churchgate, Mumbai - 400 020. The Trust owns the domain name www.vipanci.com (hereafter referred to as the 'Website').

The term 'We' refers to the Trust and the terms 'you', 'yours' etc. refer to the 'Customer' as defined in the User Agreement.

Online Payments:
The order process flow allows the Customer to opt for payment through PayUBiz Gateway or direct to us. The payment through the PayUBiz gateway is termed as 'Online' payment and the direct payment as 'Offline' payment. This note refers to the 'Online' payments.

On selection of 'Payment through Gateway' option, the Customer is taken to the PayUbiz Payment Gateway website where the payment processing is done. We pass on to the PayUbiz Gateway information relating to order reference and the amount to be collected from the Customer. On the PayUbiz site, the Customers can make their payment using various options provided.

The processing at the PayUbiz site does not come under our purview. On completion of the payment processing, the payment gateway reverts control back to us. The information sent by us to the Gateway site is returned with indicators to show if the payment was successful or not.

No banking account or credit or debit card information is passed on to us by the Gateway.

Successful completion of the payment process at the Gateway ensures immediate activation of the order.

Links to the User Agreement and website policies are available at the bottom of each page on the website. Please review the Agreement and Policies carefully before proceeding.